The investor loan is an innovative product created by one of the well-known companies. People interested in increasing the earning potential of social loans should definitely use this solution.
Investor loan – what is that?
An investor loan is a preferential loan for which applicants apply under simplified rules. These types of financing are secured by investments held by the applicant.
Investor loan – what is its preference?
An investor loan is called a preferential loan by many people. This is due to the fact that it is secured by funds from repayments of loans you grant. Thanks to this, the lender gains a much higher level of security and a guarantee that the person who took out the investor loan will surely pay it back. Lower risk is also associated with the fact that such a loan has a much lower interest rate than conventional loans.
Who is entitled to investor loans?
All persons who have active accounts in special loan services are entitled to use this type of loan. The exact conditions are determined by each of these companies. To know them, please contact her representatives.
How much can you borrow under an investor loan?
If you are applying for a loan as collateral for your investments on a given loan service, you can apply for up to 50% of the value of your current active investments with most of these companies.
Active investments – definition
Active investments are the total amount of investments that you own, which your borrowers have not yet repaid.
What determines the maximum amount of the investor loan?
The maximum loan amount never depends on your rating on the given website. The maximum loan amount is always limited when the value of your investments decreases.
Investor loan – verified information and conditions of receipt
When applying for a classic loan, many important information and databases are often verified. When applying for an investor loan, you only need to verify the bank account of the applicant and her mobile phone. To obtain it, you must also have a minimum of five thousand dollars on open investments. As you can see, the conditions described above are very easy to meet, so it’s worth using this solution.
Repayment period for investor loans
Investor loans are granted on the same terms as ordinary cash loans. It is worth knowing that even if you have the maximum number of loans on the site, it is possible to obtain an investor loan. This is due to the fact that such a loan is not included in the maximum number of loans repaid.